How It Works

Save time and money
You don’t want to settle on the first financing option you come across. You want the best option for your business—and your bottom line. Allenby helps you find it. Tap into a diverse group of investors with competitive rates and terms to get exactly what you need.
Choose the best option with the right guidance
From the moment you apply, you’ll have a dedicated business advisor guide you through the process. You’ll know exactly what’s needed and when. They listen and advise to ensure you make the best decision for your business.
Put your money to work faster
We use cutting-edge technology to provide you with a funding decision within hours. Once approved, your funds are transferred directly into your business bank account— typically within 24 hours.
Frequently Ask Questions
Our underwriter uses cutting-edge technology to provide you with a decision in as little as one hour.
Once approved, the process is quick and simple. Your funds are transferred directly into your business’s bank account — typically within 24 hours.
Our minimum requirements are:
- 6+ months in business
- $10,000 monthly revenue or $120,000 annually
- 500+ FICO Score
Most loan options require 6 months of bank statements to review your business’s revenue data. You can upload statements directly or securely connect your business bank account.
Completing your online application will not affect your credit score. However, once you proceed with a loan option, your credit score may be affected.
We use the latest bank-grade encryption and Secure Sockets Layer (SSL) technology. We can ensure that the safety of our applicant’s information is our number one priority.
With a variety of lending options, financing terms can range from 3 months to 5 years.
Yes. Most loan options can be paid off ahead of time without additional fees or prepayment penalties.
How To Apply
Our application process is fast and easy, taking just a few minutes to complete, and funds can appear in your bank account in as few as 1-2 business days from approval. Here is how to apply:
Step 1: Contemplate Your Needs
Before you apply, make sure that the funding program is the right solution for your business’s needs. Consider whether you will be able to use the funds for your desired purpose, and if the repayment structure is conducive to your cash flow. Take your time to determine the amount of funding your business will most benefit from.
Step 2: Collect Your Documents
Here is what you will need to submit with your application:
- A valid driver’s license
- 1 voided business check
- Last 4 months of bank statements
- Last 4 months of credit card processing statements
Step 3: Fill Out Our Online Application
To start the application process, give us a call or fill out our short online application. We will ask you to provide some basic information, along with your desired funding amount.
Step 4: Speak to a Representative
Once you apply, a representative will reach out to you, so make sure you have all your documents ready from ‘Step 2’. The representative will explain the repayment structure, rates, and terms you qualify for. This will ensure that there are no surprises or hidden fees during repayment. Once you decide, you will be given a final application to submit along with your documents.
Step 5: Receive Approval
If you’ve been approved, you’ll hear back from us within 24 hours. Funds should then appear in your bank account in 1-2 business days.
What If I'm Declined?
Your application may be declined if your business’s cash flow is insufficient at the time of your application. This product places an emphasis on monthly revenue, so applicants with strong sales in the previous 4 months are more likely to receive approval than those without. You may also be asked to provide statements going back farther, even from a previous year.
In some cases, we may conclude that taking on more debt would do more harm than good for your business. In this case, we might recommend a different, more affordable business financing tool. At Allenby, we can help you explore your options and point you in the direction of the most sensible choices.
How to Get Funding
Follow our easy 3-step funding to get cash into your account within 24-48 hours.
01.
Submit Application
02.
Send Requested Docs
03.
Receive Approval
What Customers Say About Our Service

Entrepreneur
“Their speed and flexibility helped us close a crucial acquisition deal with no red tape.”

CEO Bciaga
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Businessman
Allenby Financial didn’t just fund our business—they gave us clarity, confidence, and a partner in our growth journey.